Scale up to mass market digital engagement and advice
OnTrack is the cost effective digital platform that places your brand and strategy at the forefront of an integrated, compliant, and self-directed client journey - educate, engage and offer advice at scale
What is the right investment option and insurance for Sarah?
Personalise Sarah's plan and engagement using OnTrack
Support Retention
Scale your Business
Stay Compliant
Engage clients conveniently and at scale
Take engagement from one to many with a fully customisable & self-guided planning tool that clients can easily access on any device, any time, anywhere
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Capture clients’ goals
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Self directed member profiling
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Stochastically simulate future outcomes
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Empower clients with your knowledge base
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Capability matchmaking and plan generation
Engage your clients with The Digital Planner
Self-directed engagement, education and intra-fund advice leading to pathways for financial planning
Efficiently gather information to create a client profile with either a mobile or desktop experience. The self-directed fact find is Goals based and linked to a best-in-class stochastic calculation engine. The Digital Planner allows for modular engagement, actionable strategies with personalised dashboards and reports.
Adding goals are simple and intuitive
Set personalised goals with natural language goal engine from ten goal types
Education and advice channels
Self-directed engagement and education with pathways available to full advice channels
Efficiently integrate existing education modules
Linked to understanding personality types
Combines personal details, goals, motivators, financial profile and attitudes to uncertainty and risk
Derived from academic research, presented in plain English
Meaningful client engagement
Engage using relatable everyday issues. Select from a range modules to fit your own engagement approach
Stochastic calculation engine produces best practice projections
Best in class Calculation Engine Probability-based analysis addresses likelihood of goal success
Applies real world financial market behaviour in analysis
On Track supports you in explaining financial projections to clients
Apply your assumptions with portfolio and projection data
Clients can keep track of their goals
Clients can access their journey at any time, from any device to check their progress and make adjustments
Control your strategy and assumptions
Customise the engagement and advice strategy to meet your needs
OnTrack's matchmaking engine provides recommendations and insights tailored to each individual clients situation automating 90% of the routine tasks.
Easily view and manage client data
Client responses from The Digital Planner are passed directly through to the Advisor Portal for easy client management
Personalise your marketing plan based on client type
Email campaigns can be automatically configured to link to triggers such as success points or based on client responses
Automated Client Reporting
From basic client feedback to a fully automated Statement of Advice
and build your own templates
You control the compliance process
OnTrack gives you control of your compliance and audit requirements
Combine income and capital assumptions for long term expected returns
Link appropriate portfolio time frames to goals - or use OnTrack's distance to liability engine to calculate automatically
Customise to fit your needs
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Efficiently integrate existing education modules
Use your model portfolios and projection assumptions
Personalised email and push campaigns
Theme editor to meet your brand requirements
OnTrack's matching engine - distance to liability
Define a Goal
How much money is needed by when?
They invest $1,000 now and can invest $100 per month
Today's liability value is $5,000 and assets are $4,600
Calculate Asset Value
Use starting value and a regular contribution to investment
Today's expected return on Bonds is 1% and Equities is 7%
Matching engine allocates 38% in Bonds and 62% in Equities
Manage the Gap
Continuous determination of best portfolio • achieve goals
Matching engine reallocate to 70% in Bonds and 30% in Equities
Distance to liability matching allocates to lower risk portfolio achieve same outcome
Built to integrate into your infrastructure
Built with modular architecture approach
Designed for cloud hosting and modern technology practices
Integration into existing interfaces
Meet your own internal compliance and brand requirements (subject to your back end technology and capability readiness)
Integration using RESTful APIs through AWS API Gateway
Industry best practices without legacy issues
Developed over six years with changing regulatory and industry standards in mind
Academic partnerships used to develop a solution focused on current best practices
Protect client data
Fully encrypted, API call management used to protect client data
Product can be hosted within your own environment and subject to the protections already in place
Ontrack's Digital Planner at a glance
Push notifications
Integrate education modules
Personal and household details
Financial profile
Motivators
Attitudes to uncertainty and risk
Use your model portfolios and projection assumptions
Auditable for compliance
Accommodate changing industry standards and client demand
Designed for cloud hosting and modern technology practices
Integration into back end process management function using RESTful APIs through AWS API Gateway
Can be hosted within your own environment and subject to the protections already in place
George Haramis
CEO, Fiduciary Financial Services
Scale your
growth potential
Build on the insights you gain from clients and advisers
Cost-effective, real-time client engagement and feedback for your business
Migrate service delivery from one-to-one to one-to-many
Mass market, cost effective and focused on supporting industry best practices
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Match strategies and product recommendations to client profiles
On Track's matchmaking engine provides advisors with recommendations tailored to each individual clients situation automating 90% of the routine tasks allowing them to focus of the 10% that makes a real differenceand managing 4x the number of clients.
Client Profile
Input client data
Matchmaking Engine
Generate scenarios
OnTracks simulation and product matchmaking engine uses stochastic modelling with over 150m calculations to match your product to your clients needs
Financial Plan
Output recomendations